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Ralph Schank, President/CEO,
delivers hot noon meals to
homebound elderly and disabled residents.



Experience personal banking at its best.

Checking & Savings Accounts

At Midwest Federal, personal banking is still just that.  Our commitment to our customers sets us apart and is clear from our straightforward account offerings (with the features you want and none of the complications you don't) and our friendly local bankers who greet you by name and with a genuine smile.  We know that you have a choice in where you bank and appreciate your choosing Midwest Federal for your accounts.

Check Out Rates

Checking (NOW) Accounts

The Midwest Federal Checking (NOW) Account is packed with valuable features like free online banking, bill pay and more.  With no monthly service charge and interest paid on your balances, it's an exceptional value too.  No gimmicks, no gadgets, just the checking account features you want combined with the personal service you deserve. 

Click here for interest rates, fees and terms of this account, and enjoy all these additional benefits:

FREE Online Banking, Bill Pay and More

  • FREE Online Banking:  Acces your accounts online anytime, anywhere. Just log on to online banking at to check balances, transfer funds and more. 
  • FREE Bill Pay:  Save time and money by paying your bills online! You'll never miss the hassle of writing checks and mailing your bill payments. 
  • Bill Pay is free, easy and secure...and available 24/7.
  • New - Zash Pay! ZashPay allows users of our Online Bill Pay to send money to anyone, regardless of where they bank, using only their e-mail address or mobile phone number. You can also receive money directly into your checking account within one business day.  To use Zash Pay, just click on the "Pay People" tab in Midwest Federal's online bill pay. Some fees and exclusions may apply. 
  • Running low on checks?  Conveniently reorder your checks online, just click the link below:


FREE Debit/ATM Card

  • Account accessibility without the use of checks!
  • Use your Midwest Federal debit card for purchases at thousands of merchants worldwide...anywhere MasterCard® is accepted.

 Convenient ATM Access

  • Need cash?  Want to make a deposit after-hours?  Visit our ATM at the Midwest Federal location at Belt & Beck.  It's fast, safe and free.
  • Thousands of ATM's other than our own may also be used by Midwest Federal, with no charge from us. However, please be aware that when you use an ATM not owned by us, you may be charged by the ATM operator or any network used for any transaction, including a balance inquiry. 

Savings Accounts

A Midwest Federal Savings Account offers a great way to save for your dreams of a new home, a new car, an education and more.  It's also a practical account to use to build an emergency fund to prepare for unexpected expenses.  

Click here for interest rates and terms for a Midwest Federal Savings Account. It's simple, smart and safe!

  • Simple:  No monthly or quarterly fees or service charges, no minimum balance reqirements. It all adds up to no worries!
  • Smart: Earn competitive interest rates, paid on all your balances.
  • Safe: Get the peace of mind that comes from knowing your account is stable, secure and FDIC insured.